Your home is a huge investment that you should protect that’s why homeowners insurance is important. Homeowner’s insurance is insurance that provides financial protection against disasters. A standard home insurance policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy which means that it covers both damage to your property and your liability in the event that someone gets injured on your property.

Renters’ insurance, often called tenants’ insurance, is an insurance policy that provides coverage for your belongings inside of your home. Many times the owner of the actual property will cover the dwelling of the property but will not cover the person’s belongings. That is why renter’s insurance is important. It helps to put you back whole again after a loss.